Founded in 2007, Biz2Credit is an online small business lending platform connecting business owners with a range of lenders that offer a wide range of funding options. Biz2Credit connects borrowers with credit solutions based on online profiles that can be completed in less than four minutes in a safe, efficient, price-transparent environment. Having arranged over $2 billion in funding for more than 100,000 companies, Biz2Credit is widely recognized as the number one credit resource for small businesses.
Biz2Credit can arrange SBA loans, traditional bank loans, business lines of credit, equipment financing, business acquisition loans, commercial real estate loans, refinancing and merchant cash advances. Additionally, there are special lending programs available through Biz2Credit for women, veterans and minorities.
Interest rates and terms depend in large part on credit history and how quickly a borrower needs money. SBA loans and traditional bank loans generally offer the best interest rates and the longest amount of time for repayment. However, for borrowers who need money quickly, funding from non-bank lenders is available. These deals close more quickly, but the interest rates are generally higher. The type of funding often depends on a company's financial history. For a snapshot of your own company's finances try using Biz2Credit's BizAnalyzer tool. It provides a free financial checkup and can inform what type of financial product you can qualify for.
With the appropriate information and documentation available it is possible to secure funding in as little as 24 hours. We take your privacy very seriously. All your information is managed securely, for more information see our privacy statement.
No, there are never any application or submission fees, or fees for using any business tools on the site. You only pay a fee if your financing transaction closes.
Yes. Biz2Credit's platform includes non-bank and bank financing products. For most non-bank financing products, you will pay an underwriting fee (typically $250-$400 depending on deal size), payable at the closing of the transaction. For most bank financing products, you will pay a closing fee to Biz2Credit when the transaction closes. The amount of the origination or closing fee will depend on the size and type of transaction and other factors. For certain commercial real estate loans, you will pay an origination fee at loan closing.
No. All fees will be clearly set forth in a separate written agreement signed prior to funding.
Biz2Credit is compensated by lenders and other funding providers upon the closing of the underlying loan or financing. The amount of this fee depends on the size and type of transaction and other factors.
Registration is free and the only charge is a $250 fee for underwriting only if you get funded. Biz2Credit does not charge any hidden fees.
Biz2Credit can arrange funding for amounts between $5,000 to $5,000,0000 -- all from one application. Registrants' records stay with Biz2Credit, and many companies secure multiple loans and grow their businesses through our platform.
The funding process can take as little as 24 hours to four weeks, the typical length of time for an SBA loan, which requires more documentation than other types of loans.
No, Biz2Credit is not a lender. Instead, Biz2Credit works with a network of lenders nationwide to connect them with pre-qualified small business owners who are seeking financing.
Typically, lenders seek established businesses (in operation for 2 years or more) that are profitable and have a solid credit history. However, startup loans are available to entrepreneurs who are in the beginning stages of their ventures.
Security is a top priority at Biz2credit. An experienced team of application developers, software professionals, quality analysts, and security experts oversee all web security related issues. Biz2credit maintains a strong backup process, performs automated intrusion detection, monitors hacking attempts, and stays current with security patches and upgrades.
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